There is no formal healthcare system in the United States, which makes it hard for many people to deal with their health issues. Several welfare programs have been started to try to lessen the affects of not having a free health care system. Medi-Cal is California’s Medicaid program. It helps people of any age who meet certain income requirements get health care. This part only talks about Medi-Cal recipients who also qualified for Medicare. These are people who are disabled or over a certain age.
You can file for Medi-Cal in person, over the phone, through the mail, or online. One easy way is to use Covered California, the state’s official health insurance marketplace, which can be found on its website. You can also get an application form from the website of the California Department of Health Care Services (DHCS) or by calling their number and asking for a hard copy. You can then take this form to the county social services office in your area.
CalBenefits Income Limits 2024
Finding cheap health care is still a big fear for a lot of people and families in the US. Medi-Cal, California’s Medicaid program, is very important for helping people who meet certain income standards get health care. Med-Cal is the name of California’s Medicaid health care service. The government has a program called Medi-Cal that helps disabled people 65 or older who do not have much money or other means pay for their health care.
In addition to covering adults, California also covers children in a pretty good way. You and your partner might not be able to get Adult Medi-Cal, but your kids might still be able to get CCHIP. For adults, Medi-Cal has a smaller income limit than CCHIP. Medicaid (Medi-Cal CCHIP) usually covers kids, while ObamaCare usually covers adults.
Medi-Cal Eligibility
In 2024, if you want to get Medi-Cal for free as an indi
vidual or as a married couple, your monthly gross income can not be more than $1,732 or $2,332. When one of two people in a married couple lives in a nursing home, they have fewer resources and less money.
People who get SSI automatically qualify for full Medi-Cal.
People whose income is higher than the Medi-Cal limit may still be able to get help through this program, even if they have to pay a share of the costs.
What is a Share of Cost?
This means that you will still have to pay a Share of Cost even if your income is higher than the limits set by Medi-Cal.
Part of your monthly medical costs that you are responsible for paying before Medi-Cal covers the rest of them is called your “Share of Cost.” You do not have to pay this every month. It works in the same way as a payment.
Medicare will not pay for any of your medical bills as long as they are less than what you pay each month. Medi-Cal will pay for any medical bills that are more than your monthly share.
To find your expected Share of Cost, take your monthly wage, which is USD 620 for an individual and $954 for a pair, and subtract it from the amount you earn each month. You should also subtract any health insurance premiums you may pay, including Part B premiums.
How to claim for Medi-Cal Benefits?
The Medi-Cal Center can be reached at (877) 962-3633 or (408) 758-3800. You will need to tell them you want to apply for Medi-Cal over the phone.
Do not forget to bring your Social Security number and date of birth.
It is possible that you will start getting Medi-Cal benefits the day you called. No need to start the application process over the phone. You will start getting benefits the day you mail your application back to the address on the form.
If this is true, you should say that you have medical bills to pay in order to start the Medi-Cal application process and start getting benefits up to three months before the application date.
Current income limit for Medi-Cal 2024 in California
Medicaid is a health care service that people of all ages in LI can use. However, this piece is mostly about how Californians aged 65 and up can get Medicaid long-term care, even though there are many types of coverage.
California Medicaid, also known as Medi-Cal, pays for a lot of non-medical support services that help seniors who are weak stay in their own houses. These services are not medical care or assisted living. California seniors may be able to get one of three types of long-term care through Medi-Cal. There are three types of Medi-Cal long-term care programs, and the standards for each vary in terms of both finances and medical (or functional) needs.
California has a lot of different ways to qualify, and each year the income limits and married status changes. This makes it even harder to figure out who is eligible. People who are single or married and also eligible for Medicare will have to meet the following income levels by 2024:
- Individual: USD 1,732 per month
- Couple: USD 2,351 per month
Myths Regarding Medi-Cal
- It is untrue to say that Medi-Cal is only for jobless individuals. Medi-Cal is also available to many low-income working people.
- Only a few health services are provided under Medi-Cal: Preventive care, managing chronic diseases, and emergency assistance are just a few of the many things that Medi-Cal truly offers.
- Applications for Medi-Cal are only available to citizens of the United States. Asylees, refugees, and permanent residents who are not citizens may also be eligible for Medi-Cal.